Nancy Kellicut

HOME PURCHASING

 

Purchasing a home is one of the most remarkable experiences one can have, but at the same time be a stressful experience. The thought of coordinating the entire process can be daunting. That’s where KBS Mortgage Solutions will be there with you every step of the way. 

We take the time to listen to your mortgage and financial goals, and work with you throughout the entire process to ensure we provide the best loan option for you.

HOME REFINANCING

 

Refinancing involves the a process of receiving a new mortgage or home loan in order to assist you with reducing your monthly mortgage payments, as well as lower your interest rate.

Why Would You Refinance?

Some homeowners use Refinancing as means to take money out of the value of their home in order to make a large or emergency purchase. Most people refinance when they have equity in their home, which is the difference between the amount owed to the mortgage company and the value of the home. Another reason to refinance is to take advantage of lower interest rates. When we secure a mortgage for you, our relationship is not over. We monitor your loan and current interest rates to look for situations that can save you money. 

 

Note: While refinancing might be able to lower your monthly payment, your total finance charges may be higher over the life of the loan.